2025 FMR and Section 8 Rents in Tennessee

Section 8 is a federal program that guarantees monthly rent payments to landlords. The U.S. Department of Housing and Urban Development (HUD) publishes Fair Market Rents, which are 40th percentile averages of local rents, to determine their standard payment amount.

Use our Section 8 rents table to find the best market for Section 8 investment. See Section 8 rents in each city and zip code.

Typically, the government guarantees 70% of the rent payment, and the tenant pays the remaining 30%. Section 8 tenants typically stay in their units 6-7x longer than regular tenants.

Click the column header to sort each column. Click state name to explore Section 8 Rents by city.

County Name / City
Studio Rent
1 Bedroom Rent
2 Bedroom Rent
3 Bedroom Rent
4 Bedroom Rent

Bedford County

$835$906$1,017$1,261$1,359

Benton County

$651$655$861$1,062$1,461

Bledsoe County

$651$655$861$1,208$1,461

Campbell County

$618$695$912$1,202$1,215

Carroll County

$707$767$861$1,098$1,219

Chattanooga

$1,068$1,085$1,232$1,569$1,784

Claiborne County

$707$767$861$1,127$1,147

Clarksville

$910$1,000$1,280$1,800$2,170

Clay County

$651$655$861$1,213$1,277

Cleveland

$870$920$1,180$1,540$1,640

Cocke County

$651$655$861$1,156$1,160

Coffee County

$721$726$931$1,283$1,519

Crockett County

$755$756$993$1,213$1,563

Cumberland County

$719$723$881$1,242$1,400

Decatur County

$651$655$861$1,154$1,209

Dekalb County

$671$676$888$1,074$1,507

Dyer County

$681$685$861$1,213$1,315

Fentress County

$651$655$861$1,093$1,298

Franklin County

$731$735$909$1,175$1,384

Gibson County

$720$800$950$1,340$1,610

Giles County

$739$759$900$1,106$1,480

Grainger County

$683$710$910$1,198$1,320

Greene County

$584$767$861$1,213$1,371

Grundy County

$707$742$861$1,069$1,209

Hancock County

$707$767$861$1,041$1,384

Hardeman County

$651$655$861$1,213$1,232

Hardin County

$651$655$861$1,142$1,147

Haywood County

$651$655$861$1,144$1,392

Henderson County

$717$778$873$1,112$1,163

Henry County

$682$686$902$1,091$1,201

Hickman County

$707$767$861$1,213$1,461

Houston County

$707$718$861$1,067$1,297

Humphreys County

$707$767$861$1,183$1,256

Jackson

$790$880$1,160$1,590$1,590

Jackson County

$651$655$861$1,041$1,209

Johnson City

$864$870$1,070$1,343$1,561

Johnson County

$707$761$861$1,063$1,209

Kingsport Bristol Bristol

$680$720$910$1,180$1,335

Knoxville

$985$1,000$1,221$1,578$1,833

Lake County

$690$694$861$1,118$1,209

Lauderdale County

$651$655$861$1,130$1,376

Lawrence County

$679$683$898$1,102$1,196

Lewis County

$651$655$861$1,091$1,461

Lincoln County

$707$767$861$1,213$1,450

Macon County

$820$820$960$1,230$1,450

Marshall County

$764$769$1,010$1,311$1,345

Maury County

$1,011$1,018$1,337$1,725$1,784

Mcminn County

$719$813$950$1,234$1,265

Mcnairy County

$651$655$861$1,189$1,329

Meigs County

$651$655$861$1,204$1,209

Memphis

$1,031$1,146$1,298$1,711$1,995

Monroe County

$584$685$861$1,153$1,176

Moore County

$704$709$887$1,146$1,245

Morgan County

$651$660$861$1,142$1,150

Morristown

$920$930$1,170$1,540$1,820

Nashville Davidson Murfreesboro Franklin

$1,820$1,870$2,100$2,630$3,220

Obion County

$717$721$861$1,098$1,147

Overton County

$684$688$861$1,096$1,147

Perry County

$686$690$907$1,097$1,229

Pickett County

$725$729$913$1,104$1,282

Putnam County

$760$764$991$1,368$1,578

Rhea County

$651$655$861$1,142$1,147

Roane County

$793$824$980$1,272$1,663

Scott County

$707$708$861$1,180$1,364

Sevier County

$834$896$1,082$1,403$1,441

Smith County

$619$691$908$1,209$1,214

Stewart County

$677$816$960$1,333$1,629

Van Buren County

$680$684$861$1,163$1,209

Warren County

$679$683$898$1,086$1,207

Wayne County

$651$655$861$1,043$1,147

Weakley County

$707$728$861$1,041$1,461

White County

$730$734$965$1,167$1,285

⚡️
Reveal any property's Airbnb and Long-Term rental profitability

Buy this property and list it on Airbnb.

Frequently Asked Section 8 Investing Questions

Fair Market Rent (FMR): HUD sets FMR by bedroom size for each area.

Payment Standard: The local PHA sets this between 90–110% of the FMR. It's the max PHA assistance.

Gross Rent: Contract rent (charged by landlord) + utility allowance (estimated tenant utility costs). Must fit payment standard limits.

Housing Assistance Payment (HAP):

The PHA pays the lower of:

  • Payment standard - Tenant's Total Tenant Payment (TTP).
  • Gross rent - TTP.

Example:

  • Payment standard: $1,500
  • Contract rent: $1,400
  • Utility allowance: $100
  • Tenant's TTP: $400
  • Gross rent: $1,500 ($1,400 + $100).
  • HAP: $1,100 (lower of $1,500 - $400 or $1,500 - $400).

Landlord receives $1,100 (PHA) + $400 (tenant) = $1,500 total.