2025 FMR and Section 8 Rents in New York

Section 8 is a federal program that guarantees monthly rent payments to landlords. The U.S. Department of Housing and Urban Development (HUD) publishes Fair Market Rents, which are 40th percentile averages of local rents, to determine their standard payment amount.

Use our Section 8 rents table to find the best market for Section 8 investment. See Section 8 rents in each city and zip code.

Typically, the government guarantees 70% of the rent payment, and the tenant pays the remaining 30%. Section 8 tenants typically stay in their units 6-7x longer than regular tenants.

Click the column header to sort each column. Click state name to explore Section 8 Rents by city.

County Name / City
Studio Rent
1 Bedroom Rent
2 Bedroom Rent
3 Bedroom Rent
4 Bedroom Rent

Albany Schenectady Troy

$1,011$1,131$1,374$1,661$1,830

Allegany County

$676$731$905$1,130$1,288

Binghamton

$880$930$1,170$1,530$1,690

Buffalo Cheektowaga Niagara Falls

$951$992$1,163$1,424$1,604

Cattaraugus County

$705$709$905$1,138$1,291

Cayuga County

$728$733$958$1,210$1,409

Chautauqua County

$662$711$905$1,168$1,205

Chenango County

$672$777$905$1,214$1,354

Clinton County

$821$826$1,047$1,283$1,395

Columbia County

$1,032$1,042$1,190$1,439$1,585

Cortland County

$800$805$992$1,215$1,683

Delaware County

$785$798$905$1,275$1,280

Elmira

$905$922$1,208$1,560$1,697

Essex County

$824$828$971$1,309$1,446

Franklin County

$613$763$905$1,151$1,310

Fulton County

$729$734$964$1,166$1,316

Genesee County

$662$804$976$1,217$1,352

Glens Falls

$939$1,025$1,284$1,662$1,710

Greene County

$926$965$1,155$1,517$1,587

Hamilton County

$862$868$1,140$1,378$1,594

Ithaca

$1,311$1,434$1,664$2,056$2,229

Kingston

$1,284$1,308$1,702$2,198$2,459

Lewis County

$693$707$905$1,160$1,453

Montgomery County

$745$780$914$1,166$1,251

Nassau Suffolk

$1,920$2,144$2,508$3,246$3,521

New York

$2,386$2,451$2,752$3,434$3,700

Otsego County

$719$879$1,061$1,304$1,413

Poughkeepsie Newburgh Middletown

$3,230$3,320$3,730$4,650$5,010

Rochester

$938$1,050$1,307$1,580$1,741

Schuyler County

$637$740$940$1,271$1,314

Seneca County

$765$770$991$1,297$1,682

St Lawrence County

$661$763$940$1,152$1,252

Steuben County

$743$759$905$1,167$1,497

Sullivan County

$789$917$1,078$1,506$1,653

Syracuse

$828$916$1,126$1,381$1,600

Utica Rome

$790$870$1,070$1,310$1,520

Watertown Fort Drum

$922$1,035$1,360$1,843$2,231

Westchester County

$2,180$2,240$2,520$3,140$3,390

Wyoming County

$724$728$905$1,220$1,345

Yates County

$990$1,110$1,380$1,670$1,840

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Frequently Asked Section 8 Investing Questions

Fair Market Rent (FMR): HUD sets FMR by bedroom size for each area.

Payment Standard: The local PHA sets this between 90–110% of the FMR. It's the max PHA assistance.

Gross Rent: Contract rent (charged by landlord) + utility allowance (estimated tenant utility costs). Must fit payment standard limits.

Housing Assistance Payment (HAP):

The PHA pays the lower of:

  • Payment standard - Tenant's Total Tenant Payment (TTP).
  • Gross rent - TTP.

Example:

  • Payment standard: $1,500
  • Contract rent: $1,400
  • Utility allowance: $100
  • Tenant's TTP: $400
  • Gross rent: $1,500 ($1,400 + $100).
  • HAP: $1,100 (lower of $1,500 - $400 or $1,500 - $400).

Landlord receives $1,100 (PHA) + $400 (tenant) = $1,500 total.