BNBCalc.com Investment Analysis Report of 8817 Thomas Dr

1 bed • 1 bath • 4 guests • $234,000

BNB

Calc

Return Metrics

-5.7% cash on cash return is a poor return over the next 1 year

Investment Value Over Time

Property Appreciation:

Revenue Appreciation:

Cash on Cash Return

-5.7%

Cap Rate

5.32%

Return on Investment

10.33%

Annual Revenue

$30,052

AirDNA projects $187/night at 44% occupancy ($30,052). Airbtics projects $156/night at 66% occupancy ($37,605). Airbtics predicts this property will perform in the 50% revenue percentile

Revenue Percentile

Percentiles	25%	50%	75%	90%
Revenue	$25,324	$37,295	$49,399	$60,395
Occupancy	54%	67%	77%	81%
Nightly Rate	$122	$145	$168	$196

Seasonality (Profits By Month)

Airbnb Comparables

Airbnb name	Revenue	Rate Per Night	Occupancy	Beds	Baths	Guests	Night	Cleaning	Pool	H.Tub	Pets	W/D	Reviews	Host
A ~Cozy Beachfront condo/Beach Chair/Pools/Fireplace	$37,858	$123	75%	1	2	5	1	$195	✅	✅	❌	N / Y	⭐️ 5 (139)	Profile
B The Summit 727 - Oceanfront Getaway	$34,049	$120	75%	1	2	5	1	$158	✅	✅	❌	N / Y	⭐️ 4.3 (37)	Profile
C Ocean View Retreat \| Beachfront Bliss	$23,435	$115	52%	1	2	6	1	$220	✅	✅	❌	N / Y	⭐️ 4.5 (13)	Profile
D The Summit 712 - Condo w/ Seasonal Beach Chairs	$41,225	$144	74%	1	2	5	1	$158	✅	✅	❌	N / N	⭐️ 4.8 (11)	Profile
E Turtle Love \| Resort Amenities & Ocean Views!	$25,687	$101	66%	1	2	4	1	$205	✅	✅	❌	N / Y	⭐️ 4.8 (26)	Profile

Operating Expenses

Monthly Expenses

$1,466

Annual Expenses

$17,587

Utilities

$440

Internet + TV

$100

Water/Sewer

$70

Garbage

$50

Electric

$115

Gas

$55

Other

$50

Maintenance

$950

Property Insurance

$150

HOA

Landscaping

$150

Ongoing Repairs

$150

Supplies

$150

Software

$50

Pest Control

$50

Permits

Other

Cleaning Cost

$250

Management & Platform Fees

$75

Platform Fee (i.e. Airbnb)

$75

Property Manager Fee

Mortgage & Taxes

Monthly Mortgage & Tax

$1,315

Annual Mortgage & Tax

$15,780

Downpayment

Purchase Price

$234,000

Percent Down

20%

Total Downpayment

$46,800

Total Loan Amount

$187,200

Monthly Loan Payment

Mortgage Length

30 years

Interest Rate

Monthly Loan Payment

$1,122

Property Tax Yearly

0.99%

Property Tax Monthly

$193

Mortgage Insurance (PMI)

Property Details

General Info

Lot size:

Year built:

Size:

Type:

OTHER

Parking:

Heating:

Property Details

MLS Status: N/A

Property Use: Residential Common Area (Condo/Pud/Etc.)

Stories:

Lot size:-

Building area: -

Garage: -

Heating:

Pool: No

Fireplaces:

Basement: No basement

Lot Info

Zoning: -

Land Use: Other / Unknown

Parcel Number: 34994-100-000

Flood Zone: No

Tax Info

Year Assessed: 2024

Assessed Value: $1

County Est. Land Value: $1

Assessed Land Value: $1

County Est. Structure Value: -

Market Estimate: -

Sale history

Date	Sale Price	% Financed	Buyer
02/09/11	$0	0%	Federal Home Loan Mortgage Corp
12/01/10	$0	0%	Federal Home Loan Mortgage Corporation

Ownership

Name: Gulf Top Of The

Owner Occupied: No

Owner Mailing Address: FL

Years Owned: 166

Home Equity: -

Mortgage Balance Remaining: $0

Financed amount: -

Owner Type: Individual

Lien: No

Inherited: No

Foreclosure: No

Tax Calculator (USA)

Tax Calculator (US Only)

Example Income

$150,000

Example Income Tax Rate

30%

Taxes paid on $150,000

$45,000

If you buy this investment property, your est deduction will be...

Deductible mortgage interest

$11,106

Deductible property tax

$2,317

Est. Depreciation Value

$110,492

Profit on this property

$12,465

Your total deduction

$111,449

So, your new taxable income is your previous income minus your total deduction ($150,000 - $111,449)

$38,551

Your old tax bill

$45,000

Your new tax bill

$11,565

Estimated tax savings

$33,435

8817 Thomas Dr Panama City Beach, Florida, 32408

1 bed • 1 bath • 4 guests

Purchase Price

Est. $1,122/mo

Inquire about this property

Contact

$49,600

Zestimate

$30,052

Annual Revenue

BNBCalc predicts this property will get $156 per night with 66% occupancy, putting it in the top 50% revenue percentile compared to similar properties nearby.

Occupancy Rate

Top 101% of comparables

Avg Daily Rate

Top 101% of comparables

40 Airbnb Comparables

Identify properties similar to yours in terms of amenities and interior design. Then adjust your Occupancy Rate and Average Daily Rate to match.

Revenue per year

$0k

$100k

$195k

$300k

Investment Value Over Time

Property Appreciation

Revenue Appreciation

Cash on Cash Return

-5.7%

Cap Rate

5.32%

Return on Investment

10.33%

Tax Calculator (USA)

On purchasing a large business asset, you can subtract the depreciation value from your taxable income in order to pay less income tax. Use this calculator to find out how much you can save. Read tax guide.

Your current annual income

Your income tax rate

Taxes paid on $150,000

$45,000

If you buy this investment property, your est deduction will be...

Deductible mortgage interest

$11,106

Deductible property tax

$2,317

Your total deduction

$36,163

Your adjusted annual income

$150,000 - $36,163 = $113,837

Taxes on $113,837 (30%)

$34,151

Your old tax bill

$45,000

Your new tax bill

$34,151

Estimated tax savings

$10,849

Maximize the depreciation value on your tax returns. Get $50 off cost segregation reports with code BNBCALC at DIYCostSeg.com