BNBCalc.com Investment Analysis Report of 728 Cummins Hwy # 8

3 bed • 1 bath • 9 guests • $314,400

BNB

Calc

Return Metrics

14.18% cash on cash return is a good return over the next 1 year

Investment Value Over Time

Property Appreciation:

Revenue Appreciation:

Cash on Cash Return

14.18%

Cap Rate

10.37%

Return on Investment

29.72%

Annual Revenue

$53,234

AirDNA projects $265/night at 55% occupancy ($53,234). Airbtics projects $280/night at 69% occupancy ($70,565). Airbtics predicts this property will perform in the 43% revenue percentile

User selected values for this report: 55.00000000000001% occupancy rate, $265 rate per night

Revenue Percentile

Percentiles	25%	50%	75%	90%
Revenue	$51,778	$77,204	$105,592	$131,444
Occupancy	58%	71%	86%	90%
Nightly Rate	$236	$287	$324	$385

Seasonality (Profits By Month)

Airbnb Comparables

Airbnb name	Revenue	Rate Per Night	Occupancy	Beds	Baths	Guests	Night	Cleaning	Pool	H.Tub	Pets	W/D	Reviews	Host
A Cozy open-plan Boston home for big groups	$85,533	$251	86%	3	3	13	2	$199	❌	❌	❌	N / Y	⭐️ 4.9 (103)	Profile
B Modern Red Door Haven +5mins to Boston	$85,046	$313	71%	3	3	6	2	$185	❌	❌	❌	N / Y	⭐️ 4.7 (20)	Profile
C The Enchanted Red Doors	$87,551	$309	75%	3	3	6	2	$190	❌	❌	❌	N / Y	⭐️ 5 (19)	Profile
D Lovely 3 bedroom 2 bath “6 miles from downtown”	$68,330	$436	40%	3	2	6	1	$250	❌	❌	✅	N / Y	⭐️ 4.9 (28)	Profile
E New! Luxurious 3-BR Apt (7B2) Near Downtown Boston	$79,789	$300	68%	3	3	6	1	$125	❌	❌	❌	N / Y	⭐️ 5 (113)	Profile

Operating Expenses

Monthly Expenses

$1,717

Annual Expenses

$20,600

Utilities

$440

Internet + TV

$100

Water/Sewer

$70

Garbage

$50

Electric

$115

Gas

$55

Other

$50

Maintenance

$1,144

Property Insurance

$150

HOA

Landscaping

$150

Ongoing Repairs

$150

Supplies

$150

Software

$50

Pest Control

$50

Permits

Other

Cleaning Cost

$444

Management & Platform Fees

$133

Platform Fee (i.e. Airbnb)

$133

Property Manager Fee

Mortgage & Taxes

Monthly Mortgage & Tax

$1,767

Annual Mortgage & Tax

$21,204

Downpayment

Purchase Price

$314,400

Percent Down

20%

Total Downpayment

$62,880

Total Loan Amount

$251,520

Monthly Loan Payment

Mortgage Length

30 years

Interest Rate

Monthly Loan Payment

$1,508

Property Tax Yearly

0.99%

Property Tax Monthly

$259

Mortgage Insurance (PMI)

Property Details

General Info

Lot size:

1,085 sqft

Year built:

1970

Size:

1,085 sqft

Type:

CONDO

Parking:

Heating:

HOT WATER

Sold Comparables

Address	Beds	Baths	Square Feet	$/SqFt	Lot Size	Year Built	Last Sale	Days on Market
770 Cummins Hwy Apt 2	1	1	640	-	640	1970	$280,000	-
116 Bradlee St Apt 8	2	1	954	-	954	1970	$351,888	-
26 Mount Calvary Rd	2	2	1,950	-	1,950	1989	$0	-
790 Hyde Park Ave Apt 15	1	1	604	-	604	1965	$233,000	-
75 Victoria Heights Rd	4	3	1,793	-	1,793	1988	$0	-
770 Cummins Hwy Apt 19	2	3	737	-	737	1970	$200,000	-
621 Cummins Hwy Apt B	2	1	598	-	598	1950	$224,000	-
623 Cummins Hwy Apt E	2	1	648	-	648	1950	$255,000	-
4 Mamelon Cir # A	3	1	1,047	-	1,578	1950	$389,900	-
621 Cummins Hwy Apt A	2	1	612	-	612	1950	$270,500	-

Property Details

MLS Status: N/A

Property Use: Condominium

Stories: 1

Lot size: 1,085 sqft

Building area: 1,085 sqft

Garage: No

Heating: Hot water

Pool: No

Fireplaces: 0

Basement: Yes

Cooling: -

View: -

Parking: -

Amenities: -

Price per square feet: -

Lot Info

Zoning: CD

Land Use: Residential

Parcel Number: MATT W:18 P:02751 S:016

Flood Zone: Yes, Zone AREA OF MINIMAL FLOOD HAZARD

Tax Info

Year Assessed: 2024

Assessed Value: $360,000

County Est. Land Value: -

Assessed Land Value: -

County Est. Structure Value: -

Market Estimate: -

Sale history

Date	Sale Price	% Financed	Buyer
Invalid Date	$87,500	100%	Rosemond Jean-Jacques
Invalid Date	$220,000	80%	Andrise J Jacques
Invalid Date	$135,000	80%	Michael M Ozulumba
Invalid Date	$59,964	0%	Emc Mortgage Corp

Ownership

Name: Rosemond Jean-Jacques

Owner Occupied: No

Owner Mailing Address: 728 Cummins Hwy # 8, Mattapan, Ma 02126

Years Owned: 179

Home Equity: $290,200

Mortgage Balance Remaining: $87,500

Financed amount: -

Owner Type: Individual

Lien: No

Inherited: No

Foreclosure: No

Schools

High School: Milton High School with 8/10 star rating

Tax Calculator (USA)

Tax Calculator (US Only)

Example Income

$150,000

Example Income Tax Rate

30%

Taxes paid on $150,000

$45,000

If you buy this investment property, your est deduction will be...

Deductible mortgage interest

$14,922

Deductible property tax

$3,113

Est. Depreciation Value

$104,415

Profit on this property

$32,634

Your total deduction

$89,816

So, your new taxable income is your previous income minus your total deduction ($150,000 - $89,816)

$60,184

Your old tax bill

$45,000

Your new tax bill

$18,055

Estimated tax savings

$26,945

728 Cummins Hwy Boston, Massachusetts, 02126-3246

3 bed • 1 bath • 9 guests

Purchase Price

Est. $1,508/mo

Inquire about this property

Contact Test

Agent at BNB

$314,400

Zestimate

$53,234

Annual Revenue

BNBCalc predicts this property will get $280 per night with 69% occupancy, putting it in the top 43% revenue percentile compared to similar properties nearby.

Occupancy Rate

Top 101% of comparables

Avg Daily Rate

Top 101% of comparables

40 Airbnb Comparables

Identify properties similar to yours in terms of amenities and interior design. Then adjust your Occupancy Rate and Average Daily Rate to match.

Revenue per year

$0k

$100k

$195k

$300k

Investment Value Over Time

Property Appreciation

Revenue Appreciation

Cash on Cash Return

14.18%

Cap Rate

10.37%

Return on Investment

29.72%

15 Long Term Rental Comparables

This property's projected long-term rent from Rentrange™ is $2,550/mo ($30,600/yr) and $-/mo from Zillow. Projected vacancy is -% and rent growth is $-/yr. View comparable long-term rentals below ranging from $2,180 to $2,930.

Name	Listed Rent	Sqft	Type	Beds	Baths	Listed on	Similarity	Distance
17 Rockingham Rd	$2,800	600	Apartment	2	1	6/8	99.7%	0.06 mi
17 Rockingham Rd	$3,400	1200	Apartment	3	1	6/8	99.7%	0.06 mi
700 Cummins Hwy	$2,700	800	Apartment	2	1	7/31	99.7%	0.07 mi
700 Cummins Hwy	$2,700	800	Apartment	2	1	6/12	99.6%	0.07 mi
700 Cummins Hwy	$2,700	800	Apartment	2	1	5/7	99.6%	0.07 mi

Tax Calculator (USA)

On purchasing a large business asset, you can subtract the depreciation value from your taxable income in order to pay less income tax. Use this calculator to find out how much you can save. Read tax guide.

Your current annual income

Your income tax rate

Taxes paid on $150,000

$45,000

If you buy this investment property, your est deduction will be...

Deductible mortgage interest

$14,922

Deductible property tax

$3,113

Your total deduction

$19,490

Your adjusted annual income

$150,000 - $19,490 = $130,510

Taxes on $130,510 (30%)

$39,153

Your old tax bill

$45,000

Your new tax bill

$39,153

Estimated tax savings

$5,847

Maximize the depreciation value on your tax returns. Get $50 off cost segregation reports with code BNBCALC at DIYCostSeg.com

Property Overview

View property info, current ownership, recently sold comps, school zone ratings, area rents, and more.

Lot size:

1,085 sqft

Year built:

1970

Size:

1,085 sqft

Type:

CONDO

Parking:

Heating:

HOT WATER

Sold Comparables

Address	Beds	Baths	Square Feet	$/SqFt	Lot Size	Year Built	Last Sale	Days on Market
770 Cummins Hwy Apt 2	1	1	640	-	640	1970	$280,000	-
116 Bradlee St Apt 8	2	1	954	-	954	1970	$351,888	-
26 Mount Calvary Rd	2	2	1,950	-	1,950	1989	$0	-
790 Hyde Park Ave Apt 15	1	1	604	-	604	1965	$233,000	-
75 Victoria Heights Rd	4	3	1,793	-	1,793	1988	$0	-
770 Cummins Hwy Apt 19	2	3	737	-	737	1970	$200,000	-
621 Cummins Hwy Apt B	2	1	598	-	598	1950	$224,000	-
623 Cummins Hwy Apt E	2	1	648	-	648	1950	$255,000	-
4 Mamelon Cir # A	3	1	1,047	-	1,578	1950	$389,900	-
621 Cummins Hwy Apt A	2	1	612	-	612	1950	$270,500	-

Property Details

MLS Status: N/A

Property Use: Condominium

Stories: 1

Lot size: 1,085 sqft

Building area: 1,085 sqft

Garage: No

Heating: Hot water

Pool: No

Fireplaces: 0

Basement: Yes

Cooling: -

View: -

Parking: -

Amenities: -

Price per square feet: -

Lot Info

Zoning: CD

Land Use: Residential

Parcel Number: MATT W:18 P:02751 S:016

Flood Zone: Yes, Zone AREA OF MINIMAL FLOOD HAZARD

Tax Info

Year Assessed: 2024

Assessed Value: $360,000

County Est. Land Value: -

Assessed Land Value: -

County Est. Structure Value: -

Market Estimate: -

Sale history

Date	Sale Price	% Financed	Buyer
Invalid Date	$87,500	100%	Rosemond Jean-Jacques
Invalid Date	$220,000	80%	Andrise J Jacques
Invalid Date	$135,000	80%	Michael M Ozulumba
Invalid Date	$59,964	0%	Emc Mortgage Corp

Ownership

Name: Rosemond Jean-Jacques

Owner Occupied: No

Owner Mailing Address: 728 Cummins Hwy # 8, Mattapan, Ma 02126

Years Owned: 179

Home Equity: $290,200

Mortgage Balance Remaining: $87,500

Financed amount: -

Owner Type: Individual

Lien: No

Inherited: No

Foreclosure: No

Schools

High School: Milton High School with 8/10 star rating