BNBCalc.com Investment Analysis Report of 465 E Mather St

3 bed • 2 bath • 9 guests • $290,000

BNB

Calc

Return Metrics

15.04% cash on cash return is a great return over the next 1 year

Investment Value Over Time

Property Appreciation:

Revenue Appreciation:

Cash on Cash Return

15.04%

Cap Rate

10.64%

Return on Investment

30.4%

Annual Revenue

$51,215

AirDNA projects $342/night at 41% occupancy ($51,214). Airbtics projects $278/night at 50% occupancy ($50,768). Airbtics predicts this property will perform in the 46% revenue percentile

Revenue Percentile

Percentiles	25%	50%	75%	90%
Revenue	$26,794	$50,676	$85,865	$118,320
Occupancy	43%	50%	59%	67%
Nightly Rate	$163	$268	$384	$464

Seasonality (Profits By Month)

Airbnb Comparables

Airbnb name	Revenue	Rate Per Night	Occupancy	Beds	Baths	Guests	Night	Cleaning	Pool	H.Tub	Pets	W/D	Reviews	Host
A Porter Haus at Camp Warnecke*River Access w/ Pool	$90,317	$464	50%	3	4	10	3	$385	✅	❌	❌	N / Y	⭐️ 4.8 (12)	Profile
B Karnau Haus at Camp Warnecke*Riverfront w/ Pool	$108,684	$519	56%	3	4	10	3	$385	✅	❌	❌	N / Y	⭐️ 5 (8)	Profile
C Schleyer Haus at Camp Warnecke*River Access & Pool	$76,270	$465	43%	3	4	10	3	$385	✅	❌	❌	N / Y	⭐️ 5 (9)	Profile
D Bartram Haus at Camp Warnecke*River Access w/ Pool	$95,251	$593	43%	3	4	10	3	$385	✅	❌	❌	N / Y	⭐️ 4.8 (17)	Profile
E Relic 1902 Haus-Next to Schlitterbahn!	$36,225	$144	60%	3	3	8	1	$199	❌	❌	❌	N / Y	⭐️ 4.9 (28)	Profile

Operating Expenses

Monthly Expenses

$1,695

Annual Expenses

$20,338

Utilities

$440

Internet + TV

$100

Water/Sewer

$70

Garbage

$50

Electric

$115

Gas

$55

Other

$50

Maintenance

$1,127

Property Insurance

$150

HOA

Landscaping

$150

Ongoing Repairs

$150

Supplies

$150

Software

$50

Pest Control

$50

Permits

Other

Cleaning Cost

$427

Management & Platform Fees

$128

Platform Fee (i.e. Airbnb)

$128

Property Manager Fee

Mortgage & Taxes

Monthly Mortgage & Tax

$1,630

Annual Mortgage & Tax

$19,560

Downpayment

Purchase Price

$290,000

Percent Down

20%

Total Downpayment

$58,000

Total Loan Amount

$232,000

Monthly Loan Payment

Mortgage Length

30 years

Interest Rate

Monthly Loan Payment

$1,391

Property Tax Yearly

0.99%

Property Tax Monthly

$239

Mortgage Insurance (PMI)

Property Details

General Info

Lot size:

7,802 sqft

Year built:

1980

Size:

1,232 sqft

Type:

SFR

Parking:

Heating:

Central

Sold Comparables

Address	Beds	Baths	Square Feet	Lot Size	Year Built	Last Sale
2452 Gruene Rd	3	1	916	6,926	1954	$0
836 Fair Ln	-	2	2,027	6,560	2002	$0
397 S Veramendi Ave	-	2	1,152	8,999	2000	$0
2453 Gruene Rd	-	2	1,180	5,397	1997	$0
252 Napoleon St	3	2	1,477	4,609	1900	$0
837 Manhattan	3	2	1,820	5,227	2014	$0
817 Wall St	4	2	2,004	7,841	2014	$0
930 River Ter	4	3	2,478	7,501	2002	$0
773 Oasis St	-	1	1,050	7,200	1927	$0

Property Details

MLS Status: property-details-mls-status-active

Property Use: Single Family Residence

Stories: 1

Lot size:7,802 sqft

Building area: 1,232 sqft

Garage: -

Heating: Central

Pool: No

Fireplaces:

Basement: No basement

Lot Info

Zoning: -

Land Use: Residential

Parcel Number: 5-0000-0119-00

Flood Zone: Yes, Zone

Tax Info

Year Assessed: 2023

Assessed Value: $203,090

County Est. Land Value: $111,620

Assessed Land Value: $111,620

County Est. Structure Value: $91,470

Market Estimate: -

Sale history

Date	Sale Price	% Financed	Buyer
04/17/23	$0	0%	Laura Paniagua, Diego Arroyo
09/06/17	$0	0%	Julianne Lwawenter
09/06/17	$0	0%	Julianne Leaverton

Ownership

Name: Laura Paniagua

Owner Occupied: No

Owner Mailing Address: 1535 Frankies Cv, New Braunfels, TX 78132

Years Owned: 19

Home Equity: $94,000

Mortgage Balance Remaining: $232,000

Financed amount: -

Owner Type: Investor

Lien: No

Inherited: No

Foreclosure: No

Tax Calculator (USA)

Tax Calculator (US Only)

Example Income

$150,000

Example Income Tax Rate

30%

Taxes paid on $150,000

$45,000

If you buy this investment property, your est deduction will be...

Deductible mortgage interest

$13,764

Deductible property tax

$2,871

Est. Depreciation Value

$91,302

Profit on this property

$30,877

Your total deduction

$77,060

So, your new taxable income is your previous income minus your total deduction ($150,000 - $77,060)

$72,940

Your old tax bill

$45,000

Your new tax bill

$21,882

Estimated tax savings

$23,118

465 E Mather St New Braunfels, Texas, 78130

3 bed • 2 bath • 9 guests

Purchase Price

Est. $1,391/mo

This property is for sale!

Contact Agent

$51,215

Annual Revenue

BNBCalc predicts this property will get $278 per night with 50% occupancy, putting it in the top 46% revenue percentile compared to similar properties nearby.

Occupancy Rate

Top 101% of comparables

Avg Daily Rate

Top 101% of comparables

40 Airbnb Comparables

Identify properties similar to yours in terms of amenities and interior design. Then adjust your Occupancy Rate and Average Daily Rate to match.

Revenue per year

$0k

$100k

$195k

$300k

Investment Value Over Time

Property Appreciation

Revenue Appreciation

Cash on Cash Return

15.04%

Cap Rate

10.64%

Return on Investment

30.4%

Tax Calculator (USA)

On purchasing a large business asset, you can subtract the depreciation value from your taxable income in order to pay less income tax. Use this calculator to find out how much you can save. Read tax guide.

Your current annual income

Your income tax rate

Taxes paid on $150,000

$45,000

If you buy this investment property, your est deduction will be...

Deductible mortgage interest

$13,764

Deductible property tax

$2,871

Your total deduction

$14,788

Your adjusted annual income

$150,000 - $14,788 = $135,212

Taxes on $135,212 (30%)

$40,563

Your old tax bill

$45,000

Your new tax bill

$40,563

Estimated tax savings

$4,437

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