BNBCalc.com Investment Analysis Report of 375 Cottage St

3 bed • 1 bath • 5 guests • $360,500

BNB

Calc

Return Metrics

0.98% cash on cash return is a fair return over the next 1 year

Investment Value Over Time

Property Appreciation:

Revenue Appreciation:

Cash on Cash Return

0.98%

Cap Rate

6.99%

Return on Investment

16.73%

Annual Revenue

$44,706

AirDNA projects $170/night at 72% occupancy ($44,705). Airbtics projects $247/night at 67% occupancy ($60,444). Airbtics predicts this property will perform in the 47% revenue percentile

Revenue Percentile

Percentiles	25%	50%	75%	90%
Revenue	$34,503	$52,769	$92,009	$148,515
Occupancy	53%	68%	82%	89%
Nightly Rate	$173	$206	$299	$446

Seasonality (Profits By Month)

Airbnb Comparables

Airbnb name	Revenue	Rate Per Night	Occupancy	Beds	Baths	Guests	Night	Cleaning	Pool	H.Tub	Pets	W/D	Reviews	Host
A Family friendly, centrally located home	$76,690	$240	86%	3	2	6	4	$150	❌	❌	❌	N / Y	⭐️ 5 (30)	Profile
B Beautiful & Historic New England Colonial c.1780	$40,219	$205	52%	3	2	6	2	$150	❌	❌	❌	N / Y	⭐️ 5 (67)	Profile
C Family, Pet, and WFH Friendly Home	$54,330	$178	81%	3	2	6	2	$130	❌	❌	✅	N / Y	⭐️ 5 (68)	Profile
D Park View Apartment	$31,350	$183	46%	3	2	13	2	$90	❌	❌	❌	N / Y	⭐️ 4.8 (124)	Profile
E Townhouse In Providence close Brown/JWU/Hospitals	$32,744	$96	84%	3	2	7	1	$170	❌	❌	✅	N / Y	⭐️ 4.9 (94)	Profile

Operating Expenses

Monthly Expenses

$1,624

Annual Expenses

$19,492

Utilities

$440

Internet + TV

$100

Water/Sewer

$70

Garbage

$50

Electric

$115

Gas

$55

Other

$50

Maintenance

$1,073

Property Insurance

$150

HOA

Landscaping

$150

Ongoing Repairs

$150

Supplies

$150

Software

$50

Pest Control

$50

Permits

Other

Cleaning Cost

$373

Management & Platform Fees

$112

Platform Fee (i.e. Airbnb)

$112

Property Manager Fee

Mortgage & Taxes

Monthly Mortgage & Tax

$2,026

Annual Mortgage & Tax

$24,312

Downpayment

Purchase Price

$360,500

Percent Down

20%

Total Downpayment

$72,100

Total Loan Amount

$288,400

Monthly Loan Payment

Mortgage Length

30 years

Interest Rate

Monthly Loan Payment

$1,729

Property Tax Yearly

0.99%

Property Tax Monthly

$297

Mortgage Insurance (PMI)

Property Details

General Info

Lot size:

7,405 sqft

Year built:

1958

Size:

2,788 sqft

Type:

SFR

Parking:

Heating:

Hot Water

Sold Comparables

Address	Beds	Baths	Square Feet	Lot Size	Year Built	Last Sale
241 Jillson Ave	3	3	1,870	16,988	2019	$515,000
80 Cooper Ave	3	1	1,412	7,841	1920	$365,000
104 Beech St	4	1	1,355	7,841	1949	$395,000
35 N Ballou St	4	1	2,574	4,356	1939	$414,100
203 Providence St	4	1	3,772	7,405	1900	$0
184 Fairfield Ave	4	2	1,702	12,632	1948	$435,000
165 Getchell Ave	3	2	1,920	7,405	1967	$0
653 Park Ave	3	1	4,185	7,405	1910	$0
171 Avenue A	2	1	1,920	5,663	1951	$327,000
115 Grand St	3	1	2,708	4,792	1900	$380,000

Property Details

MLS Status: N/A

Property Use: Single Family Residence

Stories:

Lot size:7,405 sqft

Building area: 2,788 sqft

Garage: -

Heating: Hot water

Pool: No

Fireplaces:

Basement: Partially finished

Lot Info

Zoning: R3

Land Use: Residential

Parcel Number: WOON M:17A L:15 U:32

Flood Zone: Yes, Zone AREA OF MINIMAL FLOOD HAZARD

Tax Info

Year Assessed: 2024

Assessed Value: $273,700

County Est. Land Value: -

Assessed Land Value: $93,200

County Est. Structure Value: -

Market Estimate: -

Sale history

Date	Sale Price	% Financed	Buyer
11/15/21	$200,000	80%	Robert R Lizotte
Invalid Date	$157,500	100%	Robert R Lizotte

Ownership

Name: Robert Lizotte

Owner Occupied: No

Owner Mailing Address: 80 Winter St, Bellingham, MA 02019

Years Owned: 37

Home Equity: $236,000

Mortgage Balance Remaining: $160,000

Financed amount: 100%

Owner Type: Investor

Lien: No

Inherited: No

Foreclosure: No

Tax Calculator (USA)

Tax Calculator (US Only)

Example Income

$150,000

Example Income Tax Rate

30%

Taxes paid on $150,000

$45,000

If you buy this investment property, your est deduction will be...

Deductible mortgage interest

$17,110

Deductible property tax

$3,569

Est. Depreciation Value

$161,826

Profit on this property

$25,214

Your total deduction

$157,290

So, your new taxable income is your previous income minus your total deduction ($150,000 - $157,290)

-$7,290

Your old tax bill

$45,000

Your new tax bill

-$2,187

Estimated tax savings

$47,187

375 Cottage St Woonsocket, Rhode Island, 02895

3 bed • 1 bath • 5 guests

Purchase Price

Est. $1,729/mo

Inquire about this property

Contact Agent

$360,500

Zestimate

$44,706

Annual Revenue

BNBCalc predicts this property will get $247 per night with 67% occupancy, putting it in the top 47% revenue percentile compared to similar properties nearby.

Occupancy Rate

Top 101% of comparables

Avg Daily Rate

Top 101% of comparables

40 Airbnb Comparables

Identify properties similar to yours in terms of amenities and interior design. Then adjust your Occupancy Rate and Average Daily Rate to match.

Revenue per year

$0k

$100k

$195k

$300k

Investment Value Over Time

Property Appreciation

Revenue Appreciation

Cash on Cash Return

0.98%

Cap Rate

6.99%

Return on Investment

16.73%

Tax Calculator (USA)

On purchasing a large business asset, you can subtract the depreciation value from your taxable income in order to pay less income tax. Use this calculator to find out how much you can save. Read tax guide.

Your current annual income

Your income tax rate

Taxes paid on $150,000

$45,000

If you buy this investment property, your est deduction will be...

Deductible mortgage interest

$17,110

Deductible property tax

$3,569

Your total deduction

$47,002

Your adjusted annual income

$150,000 - $47,002 = $102,998

Taxes on $102,998 (30%)

$30,900

Your old tax bill

$45,000

Your new tax bill

$30,900

Estimated tax savings

$14,100

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