BNBCalc.com Investment Analysis Report of 312 Bream Ave

1 bed • 1 bath • 5 guests • $194,000

BNB

Calc

Return Metrics

-19.64% cash on cash return is a poor return over the next 1 year

Investment Value Over Time

Property Appreciation:

Revenue Appreciation:

Cash on Cash Return

-19.64%

Cap Rate

1.79%

Return on Investment

-3.83%

Annual Revenue

$19,723

AirDNA projects $179/night at 55% occupancy ($35,958). Airbtics projects $160/night at 70% occupancy ($40,907). Airbtics predicts this property will perform in the 49% revenue percentile

Revenue Percentile

Percentiles	25%	50%	75%	90%
Revenue	$26,044	$36,818	$56,113	$81,472
Occupancy	66%	72%	76%	84%
Nightly Rate	$104	$135	$195	$257

Seasonality (Profits By Month)

Airbnb Comparables

Airbnb name	Revenue	Rate Per Night	Occupancy	Beds	Baths	Guests	Night	Cleaning	Pool	H.Tub	Pets	W/D	Reviews	Host
A Hidden Bohemian Waterview 1BR Beach Access Retreat	$34,845	$143	63%	1	2	3	1	$117	❌	❌	❌	N / Y	⭐️ 4.8 (129)	Profile
B Beauty & The Beach near Gulf Beaches & Bay	$39,603	$118	88%	1	2	3	1	$99	❌	❌	✅	N / Y	⭐️ 5 (147)	Profile
C Gulf Dunes 406: Awesome Views, Free Beach Chairs,	$55,242	$164	91%	1	2	6	1	$150	✅	❌	❌	N / Y	⭐️ 4.8 (13)	Profile
D Gulf Dunes 505: Adventure to white sands and spark	$47,915	$163	78%	1	2	6	1	$150	✅	❌	❌	N / Y	⭐️ 4.5 (8)	Profile
E Direct Beach View, Pool, Beach Service - gd206	$53,215	$193	73%	1	2	6	1	$273	✅	❌	❌	N / Y	⭐️ 5 (1)	Profile

Operating Expenses

Monthly Expenses

$1,354

Annual Expenses

$16,244

Utilities

$440

Internet + TV

$100

Water/Sewer

$70

Garbage

$50

Electric

$115

Gas

$55

Other

$50

Maintenance

$864

Property Insurance

$150

HOA

Landscaping

$150

Ongoing Repairs

$150

Supplies

$150

Software

$50

Pest Control

$50

Permits

Other

Cleaning Cost

$164

Management & Platform Fees

$49

Platform Fee (i.e. Airbnb)

$49

Property Manager Fee

Mortgage & Taxes

Monthly Mortgage & Tax

$1,090

Annual Mortgage & Tax

$13,080

Downpayment

Purchase Price

$194,000

Percent Down

20%

Total Downpayment

$38,800

Total Loan Amount

$155,200

Monthly Loan Payment

Mortgage Length

30 years

Interest Rate

Monthly Loan Payment

$931

Property Tax Yearly

0.99%

Property Tax Monthly

$160

Mortgage Insurance (PMI)

Property Details

General Info

Lot size:

Year built:

1982

Size:

576 sqft

Type:

CONDO

Parking:

Heating:

Sold Comparables

Address	Beds	Baths	Square Feet	Year Built	Last Sale
321 Bream Ave	2	2	1,845	1999	$615,000
321 Bream Ave	2	2	1,089	1999	$0
321 Bream Ave	2	2	1,089	1999	$520,000
330 Bluefish Dr	2	2.5	1,088	1983	$0
312 Bream Ave	1	1	576	1982	$215,000
312 Bream Ave	1	1	576	1982	$210,000
364 Bluefish Dr	1	1	520	1970	$0
381 Santa Rosa Blvd	1	1.5	775	1982	$0
14 First St Sw	1	1	505	1970	$0
554 Coral Ct	2	2	1,453	1982	$570,500

Property Details

MLS Status: property-details-mls-status-active

Property Use: Condominium Unit (Residential)

Stories:

Lot size:-

Building area: 576 sqft

Garage: -

Heating:

Pool: No

Fireplaces:

Basement: No basement

Lot Info

Zoning: -

Land Use: Residential

Parcel Number: 00-2S-24-4799-0000-1030

Flood Zone: Yes, Zone

Tax Info

Year Assessed: 2024

Assessed Value: $170,000

County Est. Land Value: -

Assessed Land Value: -

County Est. Structure Value: $170,000

Market Estimate: -

Sale history

Date	Sale Price	% Financed	Buyer
04/21/00	$38,000	80%	Rita M Ruckel

Ownership

Name: Rita Ruckel

Owner Occupied: No

Owner Mailing Address: 13 Shady Ln, Mary Esther, FL 32569

Years Owned: 296

Home Equity: -

Mortgage Balance Remaining: $0

Financed amount: 80%

Owner Type: Investor

Lien: No

Inherited: No

Foreclosure: No

Tax Calculator (USA)

Tax Calculator (US Only)

Example Income

$150,000

Example Income Tax Rate

30%

Taxes paid on $150,000

$45,000

If you buy this investment property, your est deduction will be...

Deductible mortgage interest

$9,207

Deductible property tax

$1,921

Est. Depreciation Value

$92,069

Profit on this property

$3,479

Your total deduction

$99,718

So, your new taxable income is your previous income minus your total deduction ($150,000 - $99,718)

$50,282

Your old tax bill

$45,000

Your new tax bill

$15,085

Estimated tax savings

$29,915

312 Bream Ave Fort Walton Beach, Florida, 32548

1 bed • 1 bath • 5 guests

Purchase Price

Est. $931/mo

This property is for sale!

Contact

$19,723

Annual Revenue

BNBCalc predicts this property will get $160 per night with 70% occupancy, putting it in the top 49% revenue percentile compared to similar properties nearby.

Occupancy Rate

Top 101% of comparables

Avg Daily Rate

Top 101% of comparables

40 Airbnb Comparables

Identify properties similar to yours in terms of amenities and interior design. Then adjust your Occupancy Rate and Average Daily Rate to match.

Revenue per year

$0k

$100k

$195k

$300k

Investment Value Over Time

Property Appreciation

Revenue Appreciation

Cash on Cash Return

-19.64%

Cap Rate

1.79%

Return on Investment

-3.83%

Tax Calculator (USA)

On purchasing a large business asset, you can subtract the depreciation value from your taxable income in order to pay less income tax. Use this calculator to find out how much you can save. Read tax guide.

Your current annual income

Your income tax rate

Taxes paid on $150,000

$45,000

If you buy this investment property, your est deduction will be...

Deductible mortgage interest

$9,207

Deductible property tax

$1,921

Your total deduction

$36,976

Your adjusted annual income

$150,000 - $36,976 = $113,024

Taxes on $113,024 (30%)

$33,907

Your old tax bill

$45,000

Your new tax bill

$33,907

Estimated tax savings

$11,093

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